PPF Financial Holdings
Over more than 25 years of operations, Home Credit N.V. (HCNV) has developed a broad portfolio of innovative and affordable financial services and solutions tailored to the cultural, social, and economic nuances in each market it serves.
Zuidplein 168
1077 XV Amsterdam
The Netherlands
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Evropská 2690/17
160 00 Prague 6
Czech Republic
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Home Credit
Home Credit remains a recognised leader in responsible lending in the Czech Republic and Slovakia. It boasts high customer satisfaction, with its Net Promoter Score (NPS) nearly double the average of traditional banks. In addition, Home Credit Czech Republic ranked first among non-bank consumer loan providers and outperformed several banks in the Responsible Lending Index, overseen by the independent organisation People in Need.
In an ever-evolving digital landscape, Home Credit’s mission is to provide highly competitive services while maintaining exceptional agility and innovation. Advanced technology, combined with easy-to-use mobile apps, supports inclusive access to credit services. The group employs an omnichannel approach, offering flexible and responsible financing solutions to underserved and unbanked consumers, often for the first time.
The group operates in countries where growth potential is high, GDP growth is above average, and the consumer finance penetration rate is low.
In an ever-evolving digital landscape, Home Credit’s mission is to provide highly competitive services while maintaining exceptional agility and innovation. Advanced technology, alongside its easy-to-use mobile apps, ensures inclusive access to credit services. The group employs an omnichannel approach, offering flexible and responsible financing solutions to underserved and unbanked consumers, often for the first time. Responsible lending decisions, critical to Home Credit’s business model, are made swiftly and accurately, leveraging data-centric operations that use predictive tools and data analysis.
Home Credit offers three categories of unsecured consumer finance products: point-of-sale loans, multipurpose (or cash) loans, and revolving credit products. In addition to loans, the group provides complementary products and services, such as insurance and third-party insurance distribution. Its product strategy is designed to maintain high customer loyalty with services that respond well to the ever-changing needs and life situations that people face across all age groups.
